Privacy Policy

Our Privacy Commitment

umbrielarios respects your privacy and is committed to protecting your personal information. This policy explains how we collect, use, and safeguard your information when you use our website and services.

Information We Collect

We collect information you provide directly and automatically through website usage:

Personal Information

• Name, email address, and phone number when you contact us
• Address and demographic information for service delivery
• Financial information relevant to planning consultations
• Communication preferences and consultation history

Usage Data

We automatically collect information about your website interactions, including pages viewed, time spent, device type, and general location data to improve our services.

How We Use Your Information

Your information is used for the following purposes:

• Providing financial planning consultations and ongoing support
• Communicating about appointments, market updates, and service information
• Improving our website functionality and user experience
• Complying with legal requirements and maintaining business records
• Sending educational content and service updates with your consent

Legal Basis for Processing

We process your personal information based on:

Information Sharing

We do not sell personal information. Limited sharing occurs in these situations:

• Professional service providers who assist with business operations under confidentiality agreements
• Legal authorities when required by law or to protect our rights
• Business successors in the event of merger or acquisition
• With your explicit consent for specific purposes

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure.

Data Retention

We retain personal information only as long as necessary for the purposes described in this policy or as required by law. Client records are maintained according to professional standards and regulatory requirements.

Your Privacy Rights

Under Australian Privacy Principles, you have the right to:

• Access your personal information and request copies of data we hold
• Correct inaccurate or incomplete information
• Request deletion of your information in certain circumstances
• Object to processing for direct marketing purposes
• Request transfer of your data to another service provider
• Lodge complaints with the Office of the Australian Information Commissioner

Cookies and Tracking

Our website uses cookies to enhance functionality and analyze usage patterns. You can manage cookie preferences through your browser settings.

See our Cookie Policy for detailed information about cookie usage and management options. Cookie Policy

Children's Privacy

Our services are designed for adults and we do not knowingly collect personal information from individuals under 18 years of age without parental consent.

Policy Changes

We may update this Privacy Policy periodically. Significant changes will be communicated through email notification or website notice before taking effect.

Privacy Contact Information

For questions about this Privacy Policy or to exercise your rights, contact our Privacy Officer at contact@umbrielarios.com or +61 809-852-483.